IRS Payment Plans & Tax Debt Relief
Installment agreements, Offers in Compromise, currently-not-collectible status and lien or levy release.
How BATS handles irs payment plans & tax debt relief
Owing the IRS is not the end of the road. There are formal options for paying over time, settling for less when you qualify, or pausing collection during hardship. We review your finances, explain the options you actually qualify for and negotiate the best one.
We work with clients in all 50 states and Washington, D.C., so state-specific rules are covered whether you are in one state or several.
Who this is for
- Individuals and businesses with tax balances they cannot pay at once
- Taxpayers facing wage garnishment or bank levies
- Anyone with a federal tax lien
- Businesses with unpaid payroll taxes
Everything covered in this service
Installment agreement setup
Offer in Compromise evaluation and filing (Form 656)
Currently-not-collectible status requests
Levy and garnishment release
Lien withdrawal and subordination requests
State tax payment arrangements
The paperwork behind irs payment plans & tax debt relief
| Form 9465 | Installment agreement request |
|---|---|
| Form 433-A / 433-F | Collection information statements showing income, expenses and assets |
| Form 656 | Offer in Compromise application |
| Form 12153 | Request for a Collection Due Process hearing |
| Form 12277 | Application for withdrawal of a filed tax lien |
| Form 911 | Request for help from the Taxpayer Advocate Service |
What we'll need from you
Have these ready and your first meeting goes much faster. Don't worry if something is missing; we'll help you find it.
- Recent pay stubs or profit and loss statements
- Monthly household expenses
- Bank and investment statements
- Values and loans for property and vehicles
- Every IRS notice you received
How it works, step by step
Financial review
We review income, expenses and assets the way the IRS will.
Choose the option
We explain which programs fit and what each costs.
Negotiate
We submit the request and work it through to approval.
Stay compliant
We keep current filings and payments on track so the agreement holds.
Why clients choose BATS for irs payment plans & tax debt relief
We speak to the IRS
With your authorisation, the IRS contacts us instead of you.
Transcript-first
We start from your IRS records so nothing is missed.
Honest options
We tell you which programs you actually qualify for.
Compliance going forward
We keep current filings on track so a resolution holds.
IRS Payment Plans & Tax Debt Relief FAQs
11 answers to the questions clients ask us most. Don't see yours? Ask us directly.
Can the IRS really settle for less?
Yes, through an Offer in Compromise, but only when the amount offered reflects what you can realistically pay. We tell you honestly whether you are a good candidate.
How do I stop a wage garnishment?
Usually by getting into an agreed resolution, such as an installment agreement, and requesting release of the levy.
Do penalties and interest keep growing?
Interest continues until the balance is paid, and some penalties keep accruing. We also look at penalty relief.
Can I set up a payment plan online?
Often, yes. The IRS online payment agreement tool covers many balances below certain limits. Larger or more complex cases need a financial statement and negotiation.
Will a tax lien hurt my credit score?
The major credit bureaus no longer include tax liens on credit reports, but a lien is a public record and can complicate selling or refinancing property.
What is a Collection Due Process hearing?
A right to appeal to the IRS Independent Office of Appeals, generally within 30 days of a final notice of intent to levy. It pauses most collection while the appeal is considered.
Can tax debt be wiped out in bankruptcy?
Some older income tax debts can be discharged if specific conditions are met. We work with your bankruptcy attorney to check.
Can the IRS affect my passport?
Yes. Seriously delinquent tax debt can lead to passport denial or revocation, though an agreed resolution generally stops that.
Who will represent me before the IRS?
Representation before the IRS is limited by Treasury Circular 230 to CPAs, enrolled agents and attorneys. Your case is handled by a credentialed representative who signs Form 2848 with you.
Will hiring you stop IRS collection?
Not automatically. Collection usually pauses once a resolution request, such as an installment agreement or appeal, is properly filed. We move quickly to get that protection in place.
What does resolution cost?
It depends on the number of years and the complexity of the case. We review your IRS transcripts first, then give you a written quote.
Often paired with this service
IRS Penalty Abatement
Requests to remove failure-to-file, failure-to-pay and other IRS penalties through first-time abatement or reasonable cause.
Learn moreIRS Representation & ResolutionBack Taxes & Unfiled Returns
Catch up on years of unfiled federal and state returns, reduce penalties and get back into good standing.
Learn moreIRS Representation & ResolutionIRS Audit Representation
Representation before the IRS and state tax agencies during correspondence, office and field audits.
Learn moreIRS Payment Plans & Tax Debt Relief in every state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, D.C.
- West Virginia
- Wisconsin
- Wyoming
Popular cities
- Birmingham, AL
- Anchorage, AK
- Phoenix, AZ
- Little Rock, AR
- Los Angeles, CA
- Denver, CO
- Bridgeport, CT
- Wilmington, DE
- Jacksonville, FL
- Atlanta, GA
- Honolulu, HI
- Boise, ID
- Chicago, IL
- Indianapolis, IN
- Des Moines, IA
- Wichita, KS
- Louisville, KY
- New Orleans, LA
- Portland, ME
- Baltimore, MD
- Boston, MA
- Detroit, MI
- Minneapolis, MN
- Jackson, MS
- Kansas City, MO
- Billings, MT
- Omaha, NE
- Las Vegas, NV
- Manchester, NH
- Newark, NJ
- Albuquerque, NM
- New York City, NY
- Charlotte, NC
- Fargo, ND
- Columbus, OH
- Oklahoma City, OK
- Portland, OR
- Philadelphia, PA
- Providence, RI
- Charleston, SC
- Sioux Falls, SD
- Nashville, TN
- Houston, TX
- Salt Lake City, UT
- Burlington, VT
- Virginia Beach, VA
- Seattle, WA
- Washington
- Charleston, WV
- Milwaukee, WI
- Cheyenne, WY
Get help with irs payment plans & tax debt relief
Book a consultation and get a clear plan for your taxes and books, wherever you are in the U.S.